ONLY 90 DAYS LEFT DURING MEDICARE
The unofficial nickname for a set of proposed changes to the ACA (Affordable Care Act), which promises to make healthcare cheaper and more accessible to American citizens.
It may include things such as greater subsidies, lower prescription drug costs, and a Public Option that works similarly to Medicare. While Bidencare hasn't been passed or put in place, you can review your health insurance options today.
When an American citizen turns 65 years of age, they have the option to enroll in Medicare (they may also qualify before the age of 65 if they are eligible for disability benefits). Basic Medicare, which includes Parts A and B, cover most of your basic hospital and doctor expenses, respectively. Unfortunately, "most" does not mean "all". The expenses which Medicare does not cover - sometimes referred to as "gaps" in coverage - are what Medicare Supplemental insurance protects you from. It is a private plan designed to cover the medical expenses where Traditional Medicare falls short of the mark.
If any of the following scenarios apply to you, then you are already guaranteed "eligible" to purchase Medicare supplemental insurance:
Please note that you may still be required to answer some medical questions about your overall health and wellness. For further clarification, or if you have any questions, please do not hesitate to contact us at 1-833-979-1465. Give us a call today.
Based on the convoluted rules of Medicare enrollment, many seniors mistakenly believe that signing up for Medicare Supplement is similarly complicated. The good news is that you can sign up for Medigap insurance at any time. However, there are some "sweet spot" time frames which, if you apply during those opportunities, will make the process much easier:
If you apply for Medicare supplement at any point outside of these time frames, you will likely have to go through the complicated process of medical underwriting and answering lots of invasive health questions. To learn more, and to get help going through the process, call us today at 1-833-979-1465.